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Vision | Impact  | Growth

Helping Contractors Navigate Significant Wealth 

Start Building Today


Long-Term Financial Strategies for the Construction Industry & Their Families

Cornerstone Wealth Consulting Services, LLC is a
fee-based financial planning and wealth management firm  based in Massachusetts. We proudly work with individuals, families, corporate executives, and closely held family businesses in the construction industry. Our goal is to help organize, inform and provide guidance for the financial opportunities and challenges you may face in your life. 



Insider Perspective and Extensive Experience

Our team of professionals strives to utilize their knowledge and industry expertise to guide individuals as they:

Women at computer iconAccumulate
Wealth

Graph iconManage
Risk

Plan iconPrepare for the Future


At Cornerstone Wealth, we take a comprehensive planning approach to help create a financial strategy that works on your terms. Together, we’ll devise a plan that aims to take care of you, your family, your business and your legacy.
Discover How We Help

See Who’s Talking About Us




Providing Service

Beyond the Numbers

Our Clients Are at the Core of the Service We Provide

Cornerstone Wealth Consulting Services, LLC is an independent and privately-owned financial advisory firm dedicated to helping contractors build wealth and protect their family businesses for generational growth.

We Specialize in Solutions for Contractors & Their Family Businesses

Our goal is to build multi-generational relationships by helping wealthy families simplify their financial decision-making through comprehensive strategies that focus on intentional goals. As a contractor, you have unique needs, which is why you need a specialized partner to guide you. With Cornerstone, we believe you can:

Align Your Money with Your Vision 

Help Maximize Your Financial Benefits

Do More with Your Money and Your Life

Want to Learn More?

Get to Know Our Founder


Meet the Founder & CEO

Jason P. Berube Photo

Jason P. Berube

Founder & Chief Executive Officer (CEO), Wealth Coach

As the Founder & CEO of Cornerstone Wealth Consulting Services, LLC, I enjoy helping business owners and their families make smart decisions with their money.  I combine my insider’s understanding of the construction industry, along with my unique ability to connect with people, to help my clients define and achieve the independence they seek in their lives..

Since 2009, closely held family businesses have chosen to work with me because I care about creating meaningful relationships. I focus on what matters most to my clients by helping them solve their greatest challenges and take advantage of their greatest opportunities. By partnering with a fiduciary advisor at Cornerstone Wealth Consultants, clients can gain clarity, confidence and peace of mind knowing they have a financial partner with only their best interest in mind. 

I live in Beverly, Massachusetts, and enjoy spending time with my family. Outside of work, you might find me on the field coaching high school football for the Essex Tech Hawks, in the gym or enjoying a round of golf. My other interests include Boston sports teams, listening to podcasts, cooking and traveling.

Interested in Working Together?

Schedule a Time to Talk


See What Our Clients Are Saying

Since Jason has overseen my financial matters, he has provided me with an organized plan for both now and the future.  He has shown me the confidence necessary to relieve me of much worry, which has also allowed me to feel satisfied in my search for accomplishment and comfortability for my retirement years.

- Christopher Connolly | Owner & chief Pharmacists, Connolly's Pharmacy Inc

I have had Jason Berube as my financial advisor for over 13 years now. He has always given me the space to ask important financial questions and has given solid insight throughout to ensure that I am thinking both short and long term fiscally. I feel like my best interests are also his, which is not all that common in today's norm.

- James Beckland EMt & site medic | Founder & CEO, beckland medic llc

I’ve had the pleasure of having Jason Berube as my financial advisor. He works hard to make sure my finances are taken care of. He breaks everything down for me to fully understand what is happening with my finances. I trust him to have my best interest in mind when working on my financial investments. You will be satisfied with Jason as your financial advisor. 


- Marvin loiseau eD.D | Chief Academic officer, benjamin franklin institute of technology

I’ve worked with Jason Berube for over 10 years because I find his professionalism, knowledge and expertise to be unmatched. If he doesn’t have an answer, he gets it. He never pressures you and explains everything verbally and written.  My wife and I are both clients personally as well as my businesses. We are more than pleased with his services. Jason gets life’s curveballs. I look forward to many more years together and I am excited about his new venture and we will be with him every step of the way.

- John Roberto IV | Owner & President, Roberto bros. Landscaping

Why Work with Cornerstone Wealth Consulting Services, LLC?



Venn diagram

We Take a Value-Based Wealth Management Approach

The philosophy behind our approach is that financial decisions are made at three levels.

These include:
 

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Transactional

Focusing on features or the price of products.

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Process-Focused

Discussing information such as tax laws and financial models.

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Core Values

Core beliefs that serve as compasses for behavior.


While all three of these factors are important, we know that features and prices of products, as well as information and tax laws, will evolve over time. However, at Cornerstone, we believe that values do not change, only the implementation of them matures. 

Impactful Decisions are Based on Core Values

At Cornerstone, we work with clients to help identify their values and determine if their behavior is aligned with what is truly important in their lives. We believe making value-based financial decisions is more sustainable in the long run than if made at the transactional or process-focused level.
Discover Our Process

We’ll Work With You To Build and Protect Your Wealth

Cornerstone Wealth employs a five-point process to help develop and implement integrated strategies to address a family’s particular needs.

Our Process


01.

Discovery

We’ll begin with an introductory meeting to introduce ourselves and discover who you are, what your goals consist of and what your finances look like.

02.

Develop Goals

Upon determining a good fit, we’ll meet virtually or in person to further establish your needs, goals and how we can help you achieve them.

03.

Family Wealth Plan

Next, we’ll take a closer look at your current financial standing as we gather information relevant to your circumstances and develop your personalized financial plan.

04.

Implementation

Once we’ve developed your custom strategies and solutions based on your objectives, we’ll implement the details and ensure every piece suits your goals and level of risk.

05.

Review & Monitor

Over time, we’ll meet with you regularly to ensure your plan is meeting your needs. Additionally, we will make adjustments as needed based on any life changes you may experience.

It’s not hard to make decisions when you know what your values are.

- Roy Disney

Get Started

Schedule a Call

Client Experience

Whether you‘re an individual or a business we’ve got you covered with our comprehensive quarterly review schedule.

Individual

JANFEBMAR


Q1


Tax Strategies for the year
Cash Flow
Family Meetings



APRMAYJUN


Q2


Investment Strategies
Funding Education
Balance Sheet Review



JULAUGSEP


Q3


Estate Plan Review
Insurance/Protection Planning



OCTNOVDEC


Q4


Advisor Meeting
Tax Planning
Investments




Business

JANFEBMAR


Q1


Cash Management
Debt Management
Financial Management
Risk Management 



APRMAYJUN


Q2


Estate Plan Review
Personal Account Structure and Investments  
Personal Insurance Review 



JULAUGSEP


Q3


Key employee compensation incentives
Review Retirement Benefits
Review Other Employees Incentive Options



OCTNOVDEC


Q4


Advisor Meeting
Minimize Business Tax Liability
Review Entity Type, Value Business and Cost Basis 



Create a Plan

To Help Achieve Your Most Ambitious Goals 

Areas of Discipline

Let’s Take a Holistic Look at Your Financial Picture

Whether you’ve grown your own business or scaled the corporate ladder, you’ve worked hard for your achievements. Now, you must make plans to protect the fruits of your labor. We work with you as your financial advocate, coach and friend to help you protect what you’ve earned, while also keeping the minutiae of your financial house in order.

Our Capabilities


Generational Planning 

Generational Planning

Generations of families and businesses have given us a unique perspective on complex wealth and management strategies. As such, we offer a creative and collaborative approach to a family’s wealth management planning to help preserve and grow your wealth. At Cornerstone, we work with clients to ensure that your legacy is planned appropriately. Our team can help you prioritize the needs of your family as well as create strategies for a tax efficient transition of assets.


We know only one way to create peace of mind – careful guidance and planning earns your trust.


  • Identify the true value of your estate

  • Plan your legacy and the distribution of your assets to your family, loved ones or charities

  • Identify estate planning strategies that help you meet your goals

    • Trusts (Family, Charitable & Special Needs)

    • Current Estate Documents Review (Wills, Durable Power of Attorney and Health Care Directives)

    • Coordinate Asset Ownership & Beneficiary Designation

  • Communicate with your other professionals (attorney, CPA, etc.) to ensure your plans are coordinated between your financial professionals

  • Provide liquidity to cover debts, taxes and expenses and reduce taxes where possible            

Business Planning 

Business Planning

As a small business owner, we’ll work with you to help align your assets, liabilities and cash flow with your personal and business values. Our partnership is meant to maximize your impact, net worth and quality of life so you can devote more time and energy toward your family and the things that matter most. 


  • Organize, track, and analyze all your financials - (assets/liabilities/income/expenses), so you can make quick decisions with confidence.
  • Tax strategies to reduce your tax bill. We'll work to make sure no money is left on the table, so you can be free of that "fear of missing out" feeling. 
  • 'Next dollar' planning - providing advice on where to invest each $ of profit - so you can maximize its impact for you, your family and your business.
  • Vendor vetting so you can focus on your business and be prudent with your profits.
  • Comprehensive Financial Planning so that all of your boxes are checked.
Tax Planning Strategies 

Tax Planning Strategies

Proactive tax planning is the cornerstone of effective wealth management, and it's an area many overlook. Cornerstone Wealth can work directly with your Accountant to review your recent tax returns and identify potential savings or restructuring opportunities, giving you proactive ideas to save money in the future. Here are some of the areas we can assist with in our tax planning services:


  • Analyze Current & Future Income Tax Liability
  • Identify Tax Saving Opportunities to Improve Your Bottom Line
  • Legal Entity Optimization across LLC, S-Corp, C-corp, & Partnerships
  • Provide a Mid-Year “Income Tax Projection” to ensure there are no surprises come April 15th 
  • TCJA (Trump Tax Cuts) Review For Liability Minimization 
  • Compile & Organize Annual Tax Filing Documents (Individual/Family/Trust/Business) to Save You Time & Stress

Cornerstone Wealth Consulting Services, LLC does not provide accounting, tax, or legal advice. You should always consult with your tax professional with regard to specific tax questions and obligations.

Personal Planning 

Personal Planning

At Cornerstone, we serve as your personal CFO. Just as a business employs a CFO to coordinate the many aspects of its finances, Cornerstone Wealth specializes in developing coordinated strategies and customized, tax-efficient strategies for financially successful individuals and families. As your Personal CFO, we seek to bring comprehensive resources and capabilities across financial, tax, legal, and insurance considerations for the purpose of addressing your complex financial needs. We collaborate with your other professional advisors to ensure a seamless coordination of your financial strategies, in a manner that places your interests first, in these and other areas:


  • Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Education Planning
  • Tax Strategies
  • Insurance Planning
  • Estate & Legacy Planning
  • Philanthropic/Charitable Giving
  • Trust Services
  • Executive Compensation Planning
  • Business Succession Planning

401(k) Plans

Small Business 401(k) Plans

Our team will work to help develop a customized 401(k) plan that supports your goals. Your employees are your most valuable assets, which is why we’ll work with you to support their financial well-being. Helping both you and your employees efficiently plan for retirement is our top priority. 


  • Save Money for the Future 

  • Reduce Your Tax Burden 

  • Attract & Retain Top Talent

Let’s Define Your Financial Goals

Get Started With a Consultation

Financial Insights from Cornerstone Wealth 

Helpful Ideas for Making Smart Decisions With Your Money


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Begin Building Your Financial Foundation Today

Located in Greater Boston, we’re happy to meet with you in person, locally for coffee or virtually based on your needs and preferences. Schedule time to talk with a Cornerstone Wealth Consultant today or use the submission form below to get started.