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Impact | Vision | Growth

Helping Contractors Navigate Significant Wealth 

Discover Our Difference


We Build Long-Term Financial Strategies for the Construction Industry & Their Families

Cornerstone Wealth Consulting Services, LLC is a full-service financial planning and wealth management firm located in Beverly, Massachusetts, serving the Greater Boston area and beyond. We proudly work with individuals, families, business executives, and family-owned & closely-held businesses in the construction industry. Our goal is to help organize, inform and provide guidance for the financial opportunities and challenges you may face in your life. 



Helping You Understand & Build Your Wealth for Generations to Come

With our deep understanding of family wealth management and the experience of helping family-owned and closely-held businesses, we’ll work with you to:

Plan iconPrepare for the Future

Women at computer iconAccumulate
Wealth

Graph iconManage
Risk


At Cornerstone Wealth, we take a comprehensive planning approach to help create a financial strategy that works on your terms. Together, we’ll devise a plan that aims to take care of you, your family, your business and your legacy.

Discover Our Services


See Who’s Talking About Us




Dedicated to Providing
Value & Service Beyond the Numbers

Our Clients Are at the Core
Of the Service We Provide

Cornerstone Wealth Consulting Services, LLC is an independently-owned, fee-based advisory firm dedicated to helping contractors build wealth and protect their family businesses for generational growth.


Experience the Difference Custom Wealth Strategies
Can Make for You and Your Loved Ones

As your financial partner, we’re committed to the Registered Investment Advisor (RIA) model and its fiduciary obligation to act in the best interest of our clients. We’re driven by our fee-for-service, personal CFO model in which we position ourselves as your trusted advisor, coach, and advocate. Whether you’re an individual contractor or running a family business, we’ll address your unique needs and design a strategy that focuses on your goals.

Together, we'll work to:


Align Your Money with Your Vision 

Help Maximize Your Financial Benefits

Do More with Your Money and Your Life


Want to Learn More?

Get to Know Our Founder


Meet the Founder & CEO

Jason P. Berube Photo

Jason P. Berube

Founder & Chief Executive Officer (CEO), Wealth Strategist

Coming from a long line of family-owned construction company owners, I founded Cornerstone Wealth Consulting Services, LLC to help those with similar backgrounds better understand and build wealth for future generations. The vision of our firm is to help revolutionize how contractors and their family businesses are served by the financial services industry. With that motivation in mind, I work every day to proactively communicate with clients and bring new ideas to their financial experience. 

A graduate of Mount Ida College, I earned my B.S.B.A. and began working in the financial industry in December of 2009. I have spent most of my career in middle management as a director, gaining experience running sales teams for some of the largest insurance-based broker-dealers. I am currently pursuing the ChFC® and CFP® designations from the American College of Financial Services. Additionally, I am involved with the NAIFA (National Association of Insurance and Financial Advisors) and 20|30 Club Committee, a sub-association of the Mass Builders Congress. 

I live in Beverly, Massachusetts, and enjoy spending time with my family. Rachel and I have two girls, Brooklyn and Madison, and we love to make memories together. You might also find me on the field coaching high school football for the Essex Tech Hawks, in the gym, or enjoying a round of gold. My other interests include Boston sports teams, listening to podcasts, cooking, and traveling.

Interested in Working Together?

Schedule a Time to Talk


See What Our Clients Are Saying

Since Jason has overseen my financial matters, he has provided me with an organized plan for both now and the future.  He has shown me the confidence necessary to relieve me of much worry, which has also allowed me to feel satisfied in my search for accomplishment and comfortability for my retirement years.

- Christopher Connolly | Owner & chief Pharmacists, Connolly's Pharmacy Inc

I have had Jason Berube as my financial advisor for over 13 years now. He has always given me the space to ask important financial questions and has given solid insight throughout to ensure that I am thinking both short and long term fiscally. I feel like my best interests are also his, which is not all that common in today's norm.

- James Beckland EMt & site medic | Founder & CEO, beckland medic llc

I’ve had the pleasure of having Jason Berube as my financial advisor. He works hard to make sure my finances are taken care of. He breaks everything down for me to fully understand what is happening with my finances. I trust him to have my best interest in mind when working on my financial investments. You will be satisfied with Jason as your financial advisor. 


- Marvin loiseau eD.D | Chief Academic officer, benjamin franklin institute of technology

I’ve worked with Jason Berube for over 10 years because I find his professionalism, knowledge and expertise to be unmatched. If he doesn’t have an answer, he gets it. He never pressures you and explains everything verbally and written.  My wife and I are both clients personally as well as my businesses. We are more than pleased with his services. Jason gets life’s curveballs. I look forward to many more years together and I am excited about his new venture and we will be with him every step of the way.

- John Roberto IV | Owner & President, Roberto bros. Landscaping

Why Work with
Cornerstone Wealth Consulting Services, LLC?



Venn diagram

We Take a Values-Based
Wealth Management Approach

The philosophy behind our approach is that financial decisions are made at three levels.


These include:
 

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Transactional

Focusing on features or the price of products.

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Process-Focused

Discussing information such as tax laws and financial models.

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Core Values

Core beliefs that serve as compasses for behavior.


While all three of these factors are important, we know that features and prices of products, as well as information and tax laws, will evolve over time. However, at Cornerstone, we believe that values do not change, only the implementation of them matures.


Impactful Decisions are Based on Core Values

At Cornerstone, we work with clients to identify their values and determine if their behavior is aligned with what is truly important in their lives. We believe making values-based financial decisions is more sustainable in the long run than if made at the transactional or process-focused level.

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Using a Proprietary Process,
We’ll Help Sustain Your Wealth Across Generations


At Cornerstone Wealth, we’ve found that proactive tax planning is the foundation of effective wealth management, yet is often overlooked. Our approach helps contractors reduce their tax liability, keep more of what they make, and further build and protect their wealth. Using the Builder’s Tax Reduction Roadmap Strategy, our principals can help you experience a level of unmatched tax and strategy planning. 

Our Solution Has 3 Steps:


  1. Initial Contact

In connecting with our team, we will review your company structure, tax, and/or revenue concerns you may have. We offer a 60-minute complimentary consultation to find out more about your business and discuss how to take advantage of various advanced tax reduction strategies. 

  1. Engagement

We will create a custom “executive summary” for you, outlining strategic improvements and comprehensive recommendations, including a suggested implementation timeline. 

  1. Implementation

Next, we will work with you to put your plan into action. Working in conjunction with your other advisors, we usher in higher revenue preservation, minimize tax impacts, and enhance asset protection. Once your plan is fully implemented, the identifiable KPIs progress and translate into increased revenue retention, as well as heightened liquidity options. 


Working To Save & Accumulate Your Company’s Wealth
Year After Year


Proactive tax planning can save you money on your taxes, provide the tools to create generational wealth, and help ensure that you are always in control of your family’s financial future. 

Our Tax Reduction Roadmap Strategy is in use by a growing number of clients and companies throughout the country, and we look forward to connecting with your organization. 


See What To Expect From Our Quarterly Reviews

Get Started Today

Helping Multi-Generational Families Build Generational Wealth & Protect Their Family Businesses

Family Office Experience

At Cornerstone Wealth, we serve as your Personal CFO.


As an accomplished family or individual, you’re seeking guidance in aligning your assets, liabilities, and cash flow with your personal and business values. Our partnership is built to maximize your impact, net worth, and overall quality of life, so you can dedicate more time and energy to the things that matter most.

We understand the complexities of managing family wealth and the expertise it requires to execute a multi-generational wealth strategy. That’s why we take a holistic look at your finances and coordinate all aspects of your circumstances under one roof. 

What Services Do We Offer?

Together, we’ll take a look at…

  • Comprehensive Financial Planning 

  • Retirement Income Planning

  • Wealth/Investment Management

  • Education Planning 

  • Tax Reduction Strategies

  • Insurance Planning

  • Estate & Legacy Planning

  • Philanthropic/Charitable Giving

  • Trust Services

  • Employee Benefits

  • Executive Compensation Planning

  • Corporate Retirement Plans

  • Business Succession Planning 



Your Planning Journey
Begins With Defining Your Financial Goals

Get Started With a Consultation

Cornerstone Wealth

Business Planning Services


It’s time to re-think what a financial professional can do for your business.

For too long, the financial services industry has fallen short when serving business owners, like you. From pitching insurance products and retirement strategies to persuading you to hand over your hard-earned profits to invest in the stock market, there has been no shortage in the sales methods brought to the table. 

We get it - the last thing you want is another vendor. This is why at Cornerstone Wealth, we consider ourselves a true partner. Our passion for helping you grow your revenue, reduce your expenses and optimize your tax situation is endless. You’re looking for someone to serve as a financial “thinking partner,” and we’re here to help you maximize every dollar that flows through your company.


Here Are a Few Ways We Help:


Organize and Track Your Finances. We create systems to help our clients track and analyze assets, liabilities, income, and expenses. You’ll know exactly what to expect at all times, so you can make quick decisions with confidence. 

Tax Reduction Strategies. We’ll get to know your business inside and out to identify opportunities to reduce your tax bill. Our goal is to make sure you’re not leaving money on the table, so you can be free of that “fear of missing out” feeling. 

Next Dollar Planning. Having a great quarter means having to decide where to place the extra cash back into the business, home projects, college, or real estate? We will help you decide how to allocate that money, so you can maximize it’s impact on you, your family, and your business. 

Vendor Vetting. As a business owner, you are constantly being pitched products and services. As your “financial thinking partner,” we’ll run interference for you by vetting potential service providers, so you can focus on your business and be prudent with your profits.

Financial Advisor “Normalcies”. Insurance selections, retirement plan set up, employee benefits, investment accounts, wills/trusts, etc. We have helped hundreds of businesses successfully implement these various financial elements. And, if you already have an investment or insurance professional, we’ll act as a second set of eyes to keep them honest. If not, we can include these types of services in our engagements, so that all of your boxes are checked.


Discover How We've Helped Businesses Just Like Yours

Read Our Case Study


CORNERSTONE WEALTH PRICING

What to Expect

We offer 3 unique opportunities to experience our process. As a fee-for-service fiduciary firm, we charge one flat rate for all wealth coaching and planning services. Fees are paid monthly, quarterly, or annually through an ACH. We also provide hourly or project-based advice for clients with unique needs. 

Service Tier

Foundations


Service Line

Blueprint

Most Appropriate for Those…

  • Who are individuals or families in the construction industry looking to build wealth.

  • With income and/or assets above $100,000.

  • With essential financial planning issues and desire consistent advice.

  • Who want written financial goal planning and advice.

Client Service Includes:

  • Minimum of 2 meetings per year.

  • Review of performance of all investment accounts.

  • Discussion of economic and market conditions.

  • Employee-sponsored retirement plan review (annually).

  • Portfolio allocation change recommendations.

  • Information on new and different products available.

  • Insurance and protection planning analysis/recommendations.

  • Phone discussion and email access.

Written Reports Include:

  • Progress reports for all accounts.

  • Financial status, net worth, and cash flow reports (annually).

  • Financial goal analysis/strategy recommendations.

  • Asset allocation analysis and recommendations.

  • Basic estate evaluation and planning recommendations.

  • Quarterly account statements.

Fee-for-Service

  • $3,600/yr* + $500 for initial strategy**

Service Tier

Compass


Service Line

Wealth Builder

Most Appropriate for Those…

  • Who are individual contractors or small business owners with 1-2 employees and are looking to grow or exit the business.

  • Who have a high net worth and complexities to their finances.

  • With income and/or assets above $250,000.

  • Who have moderately complex financial planning issues and desire frequent and consistent financial advice.

  • Who desire written financial and business goal planning advice.

Client Service Includes:

  • Minimum of 4 comprehensive meetings per year.

  • Scheduled monthly checkpoints.

  • Review of performance of all investment accounts.

  • Discussion of economic and market conditions.

  • Employee-sponsored retirement plan review (annually).

  • Portfolio allocation change recommendations.

  • Information on new and different products available.

  • Insurance and protection planning analysis/recommendations.

  • Phone discussion and email access.

Written Reports Include:

  • Progress reports for all accounts.

  • Financial status, net worth, and cash flow reports (annually).

  • Financial goal analysis/strategy recommendations.

  • Asset allocation analysis and recommendations.

  • Basic estate evaluation and planning recommendations.

  • Quarterly account statements.

Fee-for-Service

  • $6,000/yr* + $2,000 for initial strategy**

Service Tier

Cornerstone


Service Line

Personal CFO

Most Appropriate for Those…

  • Who own multiple small businesses or a family business they are seeking to grow or exit.

  • Who have many employees and interconnected professional relationships with one or many members of their family.

  • With essential financial planning issues and desire consistent advice.

  • With income and/or assets above $500,000.

  • Who have much complicated, frequent and advanced planning topics related to money and their business.

  • Who have highly complex financial and business planning issues and desire consistent financial advice.

  • Who want written financial and business goal planning advice.

Client Service Includes:

  • Minimum of 4 comprehensive meetings per year.

  • Scheduled weekly checkpoints.

  • Review of performance of all investment accounts.

  • Discussion of economic and market conditions.

  • Employee-sponsored retirement plan review (annually).

  • Portfolio allocation change recommendations.

  • Information on new and different products available.

  • Insurance and protection planning analysis/recommendations.

  • Phone discussion and email access.

Written Reports Include:

  • Progress reports for all accounts.

  • Financial status, net worth, and cash flow reports (annually).

  • Financial goal analysis/strategy recommendations.

  • Asset allocation analysis and recommendations.

  • Advanced estate evaluation and planning recommendations.

  • Monthly account statements.

Fee-for-Service

  • $9,600/yr* + $3,000 for initial strategy**


Please note: If you have assets under management in excess of $1 MM, ongoing financial planning is included in your AUM fee.

*Pricing is subject to change depending upon the complexity and scope of the plan, your financial situation, and you objectives. Some factors that increase complexity include, but are not limited to, business balance sheet and cash flow, self-employment, business income/sale, closely held business, trusts in estate planning, and multiple owners and/or multiple business entities and succession planning needs.

**Initial strategy includes building a dashboard, preparing your personal net worth statement, gathering data from your other service professionals, making an upfront diagnosis, and delivering the formalized plan.


Good plans shape good decisions. That’s why good planning helps to make elusive dreams come true.

Geoffrey Fisher


Interested in Learning More?

Schedule a Consultation

Financial Insights
From Cornerstone Wealth 

Helpful Ideas for Making Smart Decisions With Your Money


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Begin Building Your Financial Foundation Today

Let’s Connect

While we are based in Beverly, Massachusetts, we enjoy meeting with clients in person, locally for coffee, or virtually based on your needs and preferences. Schedule time to talk with a Cornerstone Wealth Consultant today or use the submission form below to get started.